25 08, 2016

Credit Optimization vs Credit Repair

August 25th, 2016|Uncategorized|


What’s the difference between credit optimization and credit repair?

You may already be aware of the serious limitations of so-called “credit repair,” so I’ll start by making this as clear as possible—Credit Optimization is nothing like credit repair.

They’re not the same thing. They’re […]

25 08, 2016

FICO® vs FAKE-O™ Scores: Are you seeing what lenders see?

August 25th, 2016|Uncategorized|

Over the last several years, a new set of players have joined lenders, borrowers, and credit bureaus in the credit system. These new players are credit report/score wholesalers, and they have taken the internet by storm. Many of these wholesalers are wholly-owned subsidiaries of the credit bureaus or large financial […]

25 08, 2016

5 Credit Scams and How to Avoid Them

August 25th, 2016|Uncategorized|

There are plenty of scams out there: weight loss miracles, money-making miracles, healing miracles, and of course, credit repair miracles.

The fact is, if it sounds too good to be true, it probably is.

When it comes to hiring someone to help you improve your credit profile, here are a few red […]

19 07, 2016

How Peer to Peer Loans Work

July 19th, 2016|Uncategorized|

CreditSense offers advice to help people with credit optimization and to build the perfect credit score. These days many people are turning to peer to peer loans online to help consolidate debt and seek loans to start businesses. These days interest rates on credit cards are high and many […]

17 05, 2016

Optimize Your Credit

May 17th, 2016|Uncategorized|

Credit card debt is expensive, costing you exponentially more than whatever you purchased with the credit to begin with. By choosing a method to eliminate your debt and committing to a plan, you will make your way to freedom from credit card debt and fix credit.


The first step to getting […]